The attorneys with PP&T can help you collect unpaid debts or delinquent accounts professionally and efficiently. We work to cost-effectively collect on unpaid accounts or debt so that you can get back the money you deserve. In collection of debts, there are three main types:
The experienced attorneys with PP&T understand the wide-range of legal issues in Texas debt collection and how to avoid the pitfalls. Read below for more information on how we can help you with these different types of collections.
Consumer Collection
As attorneys collecting on your behalf, we would likely be considered debt collectors and subject to both the Federal Debt Collection Practices Act and the Texas Debt Collection Practices Act. The laws are stringent concerning collection from a consumer debtor, and it is imperative that your representation understand the limitations and regulations facing a debt collection with a consumer debtor. We know how to effectively collect a consumer debt while staying within the bounds of the laws protecting consumers.
We begin our collection efforts by sending a demand for payment. Sometimes all that it takes to get money in your pocket is a letter from an attorney. We will follow up with phone calls to the debtor, if permitted by law. If these preliminary collection attempts fail, we are able to aggressively representing you in court. We will attempt to cost-effectively collect your money by seeking a default judgment or summary judgment, but we are able to seek a judgment in a trial proceeding if necessary. If we obtain a judgment, we are able to continue collection if the debtor still fails to pay through post-judgment collection.
Commercial Collection
We understand the need to cost-effectively collect on delinquent accounts, and we work tirelessly to assist you in getting your money quickly. We will tailor our collection efforts to meet your needs.
We begin our collection efforts by sending a demand for payment. We will modify this letter to fit your needs. Sometimes all that it takes to get money in your pocket is a letter from an attorney. We will follow up with phone calls to the debtor. If these preliminary collection attempts fail, we are able to aggressively represent you in court. We will attempt to collect your money by seeking a default judgment or summary judgment, but we are able to seek a judgment in a trial proceeding if necessary. If we obtain a judgment, we are able to continue collection if the debtor still fails to pay through post-judgment collection.
Post-Judgment Collection
You have a judgment for money–now what? We can help you continue collection efforts past obtaining a judgment. We can seek to get your money if a judgment is obtained by taking actions, including:
- Filing an Abstract of Judgment
- Seeking a Writ of Garnishment
- Filing a Motion for Turnover
- Seeking a Writ of Execution
